No-Down-payment Programs

There are still a number of no-down payment / 100% financing programs available. The programs vary with each lender and you need to consult me to determine the best one for you.

Self-Employed Programs

There are a number of programs available for Self-Employed and Commissioned sales people who have good credit and can’t meet the minimum GDS / TDS requirements based on verifiable income. You can obtain up to 85% financing with as little as 15% down payment. All lenders have different guidelines so let me find the right lender for you.

Vacation Home / Second Home Financing

You can now purchase a second home or vacation property with as little as 5% down! Call me for more details.

Equity Lending

There are many lenders that will provide mortgage financing based on equity alone. This may be an option for you if you have past credit issues or verifiable income is a bit of a challenge. Given all the different programs available please call me to discuss your options.